.mf-page{background:var(--bg-primary);color:var(--text-main)}.mf-section{padding:clamp(3.5rem,7vw,6rem) 0}.mf-band{border-top:1px solid var(--border-color);border-bottom:1px solid var(--border-color);background:#fff}.mf-head{max-width:780px;margin-bottom:clamp(2rem,4vw,3rem)}.mf-head-top{align-items:center;gap:.85rem;margin-bottom:1.1rem;display:flex}.mf-head-num{font-family:var(--font-mono);font-size:var(--fs-small);color:var(--c-blue);font-weight:700}.mf-head-label{font-family:var(--font-mono);font-size:var(--fs-small);letter-spacing:.14em;text-transform:uppercase;color:var(--text-muted)}.mf-head h2{font-family:var(--font-display);letter-spacing:-.02em;color:var(--text-main);font-size:clamp(1.6rem,3.4vw,2.5rem);line-height:1.12}.mf-head-desc{font-family:var(--font-body);font-size:var(--fs-body);color:var(--text-muted);margin-top:1.1rem;line-height:1.7}.mf-lead,.mf-prose .mf-lead{font-family:var(--font-body);color:var(--text-main);max-width:820px;margin-bottom:1.5rem;font-size:clamp(1.15rem,2.2vw,1.4rem);line-height:1.6}.mf-prose-grid{grid-template-columns:minmax(0,340px) minmax(0,1fr);align-items:start;gap:clamp(1.5rem,4vw,4rem);display:grid}.mf-prose-grid .mf-head{margin-bottom:0}.mf-prose p{font-family:var(--font-body);font-size:var(--fs-body);color:var(--text-muted);margin-bottom:1.1rem;line-height:1.75}.mf-prose--wide{max-width:900px;margin-bottom:2rem}.mf-subhead{font-family:var(--font-display);color:var(--text-main);margin:1.6rem 0 .8rem;font-size:1.2rem}.mf-cta-row{flex-wrap:wrap;gap:.9rem;margin-top:1.8rem;display:flex}.mf-btn{border-radius:var(--radius-sm);font-family:var(--font-body);cursor:pointer;align-items:center;gap:.5rem;padding:.85rem 1.4rem;font-size:.95rem;font-weight:600;text-decoration:none;transition:transform .15s,background .15s,color .15s;display:inline-flex}.mf-btn--primary{background:var(--c-navy);color:var(--c-cream);border:1px solid var(--c-navy)}.mf-btn--primary:hover{background:#12293f;transform:translateY(-2px)}.mf-btn--line{color:var(--text-main);border:1px solid var(--border-color);background:0 0}.mf-btn--line:hover{border-color:var(--c-navy);transform:translateY(-2px)}.mf-btn--block{justify-content:center;width:100%}.mf-center{text-align:center;margin-top:clamp(2rem,4vw,3rem)}.mf-grid{gap:1.25rem;display:grid}.mf-grid-2{grid-template-columns:repeat(2,1fr)}.mf-grid-3{grid-template-columns:repeat(3,1fr)}.mf-grid-4{grid-template-columns:repeat(4,1fr)}.mf-grid--tight{gap:1rem}.mf-card{border:1px solid var(--border-color);border-radius:var(--radius-lg);background:#fff;height:100%;padding:1.6rem}.mf-band .mf-card{background:var(--bg-primary)}.mf-card-icon{border-radius:var(--radius-sm);background:var(--c-blue-dim);width:44px;height:44px;color:var(--c-navy);justify-content:center;align-items:center;margin-bottom:1rem;display:flex}.mf-card h3{font-family:var(--font-display);color:var(--text-main);margin-bottom:.55rem;font-size:1.08rem;line-height:1.3}.mf-card p{font-family:var(--font-body);color:var(--text-muted);font-size:.95rem;line-height:1.65}.mf-card--lg{padding:2rem}.mf-card--lg h3{font-size:1.3rem}.mf-card-lead{font-weight:600;color:var(--text-main)!important;margin-bottom:.9rem!important}.mf-inline-link{color:var(--c-navy);text-underline-offset:2px;text-decoration:underline;-webkit-text-decoration-color:var(--c-blue);text-decoration-color:var(--c-blue);font-weight:600}.mf-inline-link:hover{color:var(--c-blue)}.mf-related-card{border:1px solid var(--border-color);border-radius:var(--radius-lg);background:#fff;flex-direction:column;height:100%;padding:1.6rem;text-decoration:none;transition:transform .15s,border-color .15s,box-shadow .15s;display:flex}.mf-related-card:hover{border-color:var(--c-navy);transform:translateY(-3px);box-shadow:0 8px 22px #0d1b2a14}.mf-related-card h3{font-family:var(--font-display);color:var(--text-main);margin-bottom:.55rem;font-size:1.15rem}.mf-related-card p{font-family:var(--font-body);color:var(--text-muted);flex-grow:1;font-size:.95rem;line-height:1.65}.mf-related-link{font-family:var(--font-body);color:var(--c-blue);align-items:center;gap:.35rem;margin-top:1rem;font-size:.9rem;font-weight:600;display:inline-flex}.mf-check-list{gap:.55rem;list-style:none;display:grid}.mf-check-list li{font-family:var(--font-body);color:var(--text-muted);align-items:flex-start;gap:.55rem;font-size:.95rem;line-height:1.5;display:flex}.mf-check-list li svg{color:var(--c-blue);flex-shrink:0;margin-top:2px}.mf-check-list--cols{grid-template-columns:repeat(2,1fr)}.mf-callout{border:1px solid var(--border-color);border-radius:var(--radius-lg);background:#fff;margin-top:1.75rem;padding:clamp(1.5rem,3vw,2.25rem)}.mf-band .mf-callout{background:var(--bg-primary)}.mf-callout p{font-family:var(--font-body);color:var(--text-muted);margin:.9rem 0;font-size:.98rem;line-height:1.7}.mf-callout .mf-check-list{margin:1rem 0}.mf-mini{border-left:2px solid var(--c-blue);border-radius:0 var(--radius-sm) var(--radius-sm) 0;background:#fff;padding:1.4rem 1.5rem}.mf-band .mf-mini{background:var(--bg-primary)}.mf-mini h3{font-family:var(--font-display);color:var(--text-main);margin-bottom:.5rem;font-size:1.05rem}.mf-mini p{font-family:var(--font-body);color:var(--text-muted);font-size:.94rem;line-height:1.65}.mf-note{font-family:var(--font-body);color:var(--text-muted);max-width:820px;margin-top:1.5rem;font-size:.95rem;line-height:1.6}.mf-steps{counter-reset:step;grid-template-columns:repeat(3,1fr);gap:1.25rem;display:grid}.mf-step{border:1px solid var(--border-color);border-radius:var(--radius-lg);background:#fff;padding:1.75rem 1.5rem 1.5rem;position:relative}.mf-band .mf-step{background:var(--bg-primary)}.mf-step-num{background:var(--c-navy);width:38px;height:38px;color:var(--c-cream);font-family:var(--font-mono);border-radius:50%;justify-content:center;align-items:center;margin-bottom:1rem;font-weight:700;display:inline-flex}.mf-step h3{font-family:var(--font-display);color:var(--text-main);margin-bottom:.55rem;font-size:1.08rem}.mf-step p{font-family:var(--font-body);color:var(--text-muted);font-size:.94rem;line-height:1.65}.mf-table-wrap{border-radius:var(--radius-lg);border:1px solid var(--border-color);overflow-x:auto}.mf-table{border-collapse:collapse;background:#fff;width:100%;min-width:560px}.mf-table th{text-align:left;font-family:var(--font-display);background:var(--c-navy);color:var(--c-cream);padding:1rem 1.25rem;font-size:1rem}.mf-table th:last-child{background:#12293f}.mf-table td{font-family:var(--font-body);color:var(--text-muted);border-bottom:1px solid var(--border-color);vertical-align:top;padding:1rem 1.25rem;font-size:.95rem;line-height:1.55}.mf-table td:last-child{color:var(--text-main);font-weight:500}.mf-table tr:last-child td{border-bottom:none}.mf-faq-list{flex-direction:column;gap:.75rem;display:flex}.mf-faq-item{border:1px solid var(--border-color);border-radius:var(--radius-sm);background:#fff;overflow:hidden}.mf-band .mf-faq-item{background:var(--bg-primary)}.mf-faq-trigger{cursor:pointer;text-align:left;background:0 0;border:none;justify-content:space-between;align-items:center;gap:1rem;width:100%;padding:1.15rem 1.4rem;display:flex}.mf-faq-trigger h3{font-family:var(--font-display);color:var(--text-main);margin:0;font-size:1.02rem}.mf-faq-chevron{color:var(--c-blue);flex-shrink:0;transition:transform .25s}.mf-faq-item--open .mf-faq-chevron{transform:rotate(180deg)}.mf-faq-answer{max-height:0;transition:max-height .3s,padding .3s;overflow:hidden}.mf-faq-item--open .mf-faq-answer{max-height:320px;padding:0 1.4rem 1.25rem}.mf-faq-answer p{font-family:var(--font-body);color:var(--text-muted);margin:0;font-size:.95rem;line-height:1.7}.mf-final{background:var(--c-navy);color:var(--c-cream);padding:clamp(3.5rem,7vw,6rem) 0}.mf-final-inner{grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);align-items:center;gap:clamp(2rem,5vw,4rem);display:grid}.mf-final-badge{font-family:var(--font-mono);font-size:var(--fs-small);letter-spacing:.14em;text-transform:uppercase;color:var(--c-blue)}.mf-final-text h2{font-family:var(--font-display);letter-spacing:-.02em;color:var(--c-cream);margin:.9rem 0 1.2rem;font-size:clamp(1.7rem,3.6vw,2.6rem);line-height:1.12}.mf-final-text p{font-family:var(--font-body);font-size:var(--fs-body);color:#f5f3efc7;margin-bottom:1rem;line-height:1.7}.mf-final-actions{flex-direction:column;gap:.85rem;display:flex}.mf-final-actions .mf-btn--primary{background:var(--c-blue);border-color:var(--c-blue);color:var(--c-navy)}.mf-final-actions .mf-btn--primary:hover{background:#33c8f5}.mf-final-actions .mf-btn--line{color:var(--c-cream);border-color:#f5f3ef47}.mf-final-actions .mf-btn--line:hover{border-color:var(--c-cream)}@media (max-width:1024px){.mf-grid-4{grid-template-columns:repeat(2,1fr)}.mf-grid-3{grid-template-columns:repeat(3,1fr)}.mf-steps{grid-template-columns:repeat(2,1fr)}.mf-prose-grid,.mf-final-inner{grid-template-columns:1fr}}@media (max-width:780px){.mf-grid-3{grid-template-columns:1fr}}@media (max-width:640px){.mf-grid-2,.mf-grid-4,.mf-steps,.mf-check-list--cols{grid-template-columns:1fr}}